Surviving in the aftermath of the storm drains you financially, emotionally and even spiritually. We wonder how to make it through one day and start all over the next. I have been where you are, not once, but three times in my life. I often say God was preparing me for this chapter of my life.
What We Offer
We are here to guide you through what will be one of the most stressful times of your adult life, recovering from the aftermath of the disaster. Our coaching services provide resources to deal with insurance companies, attorneys, adjuster, contractors, FEMA, and your mortgage company. Not only are we here to expand your knowledge, we are here to give support when you think you can’t make it through the next step of piecing your life back together.
We work together to take the frustration, fear and complexity out of your recovery process. For many this is the first time you have had to deal with the aftermath of a disaster. One mistake could cost you thousands in your claim. We break the process down so you understand without feeling overwhelmed by all of the jargon that has been put in place to confuse you.
What To Expect
- Knowledge to move through the recovery maze
- Step by step process to file your insurance claim
- How to work with your adjuster
- How to read and understand your loss statement
- When and how do you ask for a reinspection
- When should I hire a private adjuster
- At what point should I seek legal counsel
- Can I seek an arbitrator instead of an attorney
- Remove the confusion and hassle of dealing with contractors
- Understanding how FEMA can help you
- How do I work with my mortgage company on releasing funds
- How can I try to get a deductible reduction
- Last but not least, learn how to move from a place of fear and confusion.
From Confusion To Clarity
We will work together to...
Create an action plan
Getting a clear focus of where you are in the aftermath of the storm is our first step. Together we will work on an individual action plan tailored to where you are in your today and your next plan of action. I will stand by and guide you through each phase of the recovery process. You may find yourself dealing with your insurance company, contractors, S.B.A., and FEMA all at the same time. Each day will bring you unsurmountable levels of stress and frustration. Having the security in knowing that no matter how ruff the seas get in your road to recovery you have someone to steer you into smooth waters. Someone that passes no judgments and has your best interest at heart. Together we will work to find a solution through each phase of the rebuild.
learn to tackle the battles and save your sanity
You have waited days, weeks and in some cases over a month to receive your loss statement so you can start your rebuilding process. Once you overcome the shock of the numbers that were released you must decide where to start your disputes. Prioritize what is the most important item(s) to dispute and what items do you let go of. Your sanity has value through the process.
Save your sanity and keep loving relationships
Making it through the rebuild process and not ending up in divorce court or months and months of a stressful relationship is a HUGE. I will work on ways to keep lines of communication open between you and members of your household. Your family deserves a happy and secure environment. This can be an extremely challenging time for your children as well. Finding someone to confide in and keep your emotions in check is important. Having a sounding board that can give you constructive feedback in your upside-down world could be what saves your personal relationship(s).
Don't wear the hats that do not fit
It is my goal to show you how to wear only the hats that fit. The odds of you having knowledge of each and every aspect of you rebuild from the storm is very slim. Allow me to show you how to delegate or seek professionals that can make the process easier and less stressful. The challenge is building your support team to rebuild at a cost that does not break the bank. Many will offer their services at no charge.
Get Started Now
Follow the steps
After the storm..........
The storm has made landfall, now what? Unfortunately in all reality for most of us, the storm has just begun. We now enter the rebuilding process and try to get our home and business back to per storm condition as soon as possible, but where do we start. How do we handle all that is ahead of us? We have to clean up, contact our insurance company, set up appointment with our insurance adjuster, contact FEMA, wait on the adjuster to do their inspection. Once inspection is done we need to see if they allowed enough on the loss statement to do everything there is to repair, cover our out of pocket expenses. Who pays for the generator? Do I buy one or do I lease one. Should I get a general contractor or should I try to line up all the work myself? How do I know the insurance company gave me enough money to do everything. How do I know I am getting a good contractor and he is going to do the work in a timely fashion. What if the repairs cost more than what the insurance company allowed. How to I pay for a place to live while the work is being done. Does any of this sound familiar? Our minds spin 90 miles per hour trying to figure out the maze to the road to recovery.
How to do it?
The coaching team at The Insurance Coach has been guiding people through the insurance claim process and advocating for policyholders since 2009. Through the Together We Rebuild Program, TIC offers tips, tools and information from previous disaster survivors and from experts on insurance claims, legal matters and the rebuilding/repair process. We also offer educational zoom workshops and one on one Facetime coaching. UP is dedicated to helping insurance consumers. We accept no funding from insurance companies. We are here to help you the insurer. Please visit the Disaster Recovery Help section of our website to see what online services we are currently offering.
Insurance funds are typically the most important and valuable source of help recovering from a disaster, but history has shown those funds don’t always flow as they should. Insurers are competitive, for-profit businesses with shareholders, rules and paperwork requirements. Insurance policies are legal contracts. Policyholders (insurance consumers) generally do not know the rules or their rights, and are vulnerable and overwhelmed. That’s where United Policyholders, (“UP”) comes in.
How to do it?
UP is a non-profit organization that has been guiding people through the insurance claim process and advocating for policyholders since 1991. Through the Roadmap to Recovery™ Program, UP offers tips, tools and information from previous disaster survivors and from experts on insurance claims, legal matters and the rebuilding/repair process. We also offer educational workshops and long term recovery services after disasters (subject to funding and community support). UP is dedicated to helping insurance consumers. We accept no funding from insurance companies. and we are here to help. Please visit the Disaster Recovery Help section of our website to see where we are currently offering our services.