Follow the steps
After the storm..........
The storm has made landfall, now what? Unfortunately in all reality for most of us, the storm has just begun. We now enter the rebuilding process and try to get our home and business back to per storm condition as soon as possible, but where do we start. How do we handle all that is ahead of us? We have to clean up, contact our insurance company, set up appointment with our insurance adjuster, contact FEMA, wait on the adjuster to do their inspection. Once inspection is done we need to see if they allowed enough on the loss statement to do everything there is to repair, cover our out of pocket expenses. Who pays for the generator? Do I buy one or do I lease one. Should I get a general contractor or should I try to line up all the work myself? How do I know the insurance company gave me enough money to do everything. How do I know I am getting a good contractor and he is going to do the work in a timely fashion. What if the repairs cost more than what the insurance company allowed. How to I pay for a place to live while the work is being done. Does any of this sound familiar? Our minds spin 90 miles per hour trying to figure out the maze to the road to recovery.
How to do it?
The coaching team at The Insurance Coach has been guiding people through the insurance claim process and advocating for policyholders since 2009. Through the Together We Rebuild Program, TIC offers tips, tools and information from previous disaster survivors and from experts on insurance claims, legal matters and the rebuilding/repair process. We also offer educational zoom workshops and one on one Facetime coaching. UP is dedicated to helping insurance consumers. We accept no funding from insurance companies. We are here to help you the insurer. Please visit the Disaster Recovery Help section of our website to see what online services we are currently offering.
Insurance funds are typically the most important and valuable source of help recovering from a disaster, but history has shown those funds don’t always flow as they should. Insurers are competitive, for-profit businesses with shareholders, rules and paperwork requirements. Insurance policies are legal contracts. Policyholders (insurance consumers) generally do not know the rules or their rights, and are vulnerable and overwhelmed. That’s where United Policyholders, (“UP”) comes in.
How to do it?
UP is a non-profit organization that has been guiding people through the insurance claim process and advocating for policyholders since 1991. Through the Roadmap to Recovery™ Program, UP offers tips, tools and information from previous disaster survivors and from experts on insurance claims, legal matters and the rebuilding/repair process. We also offer educational workshops and long term recovery services after disasters (subject to funding and community support). UP is dedicated to helping insurance consumers. We accept no funding from insurance companies. and we are here to help. Please visit the Disaster Recovery Help section of our website to see where we are currently offering our services.